The story of the Mexican fisherman

The story of the Mexican fisherman struck a chord when I was in the process of setting up Claritas Wealth Management.

I have no particular desire to take on the world and be all things to all people. At Claritas we want to provide a fantastic level of service to a select number of clients whilst retaining the right balance between work and leisure.

We are all different but my own view is that money is not an end in itself but an enabler. For me, the pursuit of money for money’s sake is not particularly interesting. However, what is interesting is the way it can be used so that we can do the things that are important to us and live the lives that we want to live.

I hope that you like the story…

An American investment banker was at the pier of a small coastal Mexican village when a small boat with just one fisherman docked.  Inside the small boat were several large yellowfin tuna.  The American complimented the Mexican on the quality of his fish and asked how long it took to catch them.

The Mexican replied, “Only a little while.” The American then asked why didn’t he stay out longer and catch more fish? The Mexican said he had enough to support his family’s immediate needs. The American then asked, “but what do you do with the rest of your time?”

The Mexican fisherman said, “I sleep late, fish a little, play with my children, take siestas with my wife, Maria, stroll into the village each evening where I sip wine, and play guitar with my amigos.  I have a full and busy life.” The American scoffed, “I am a Harvard MBA and could help you. You should spend more time fishing and with the proceeds, buy a bigger boat. With the proceeds from the bigger boat, you could buy several boats, eventually you would have a fleet of fishing boats. Instead of selling your catch to a middleman you would sell directly to the processor, eventually opening your own cannery. You would control the product, processing, and distribution. You would need to leave this small coastal fishing village and move to Mexico City, then LA and eventually New York City, where you will run your expanding enterprise.”

The Mexican fisherman asked, “But, how long will this all take?”

To which the American replied, “15 – 20 years.”

“But what then?” Asked the Mexican.

The American laughed and said, “That’s the best part.  When the time is right you would announce an IPO and sell your company stock to the public and become very rich, you would make millions!”

“Millions – then what?”

The American said, “Then you would retire.  Move to a small coastal fishing village where you would sleep late, fish a little, play with your kids, take siestas with your wife, stroll to the village in the evenings where you could sip wine and play your guitar with your amigos.”

Tim Walsham, Director, 0161 636 9200

Claritas Wealth Management, 182a Heaton Moor Road, Heaton Moor, Stockport, Cheshire, SK4 4DU

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is authorised and regulated by the Financial Conduct Authority


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Tim Walsham

Tim Walsham

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Alison Brimage
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