FOR PREPARATION AND PLANNING

Most of our new client enquiries tend to be from people in their early to mid-50s. Up until then they’ve often been pretty busy forming a career, working hard, raising children and generally spinning plates. However, there is a time when children start to leave home (at least temporarily!) and everything feels a little less hectic. It’s then slightly easier to look to the future.

Examples of the issues that I’ve discussed with clients time and time again are:

  • How much is enough? How much do I need to be able to slow down at work or retire completely (or even just to know that I’m only working because I want to rather than because I have to)?
  • Can I afford to help my children (or grandchildren) onto the property ladder, or pay some, or all, of their university costs?
  • How do I strike the balance between spending now and spending later? How much can I afford to spend on the things that I want to do whilst I’m fit and healthy?

“A good financial adviser will be able to show you the future impact of financial decisions made today”

  • Can I afford to stay in my existing property or will I need to downsize in the future?
  • How much money do I need to hold back for my old age?

A good adviser will discuss, clarify and document what your goals and priorities are and then gently hold you to account regarding the financial decisions that you make. He or she will be able to show you the future impact of financial decisions made today. Financial planning is always a juggling act between lots of conflicting priorities, and it is really difficult to do all of this on your own because we are often too emotionally involved in our own lives to be able to see the wood for the trees. If you recognise yourself in any of the above situations, we may be able to help.

 

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Say hello

If you are interested in finding out how Claritas can help you achieve your financial and lifestyle goals, please pick up the phone and give us a call on 0161 636 9200 or email

Tim Walsham

Tim Walsham
Director


tim@claritaswm.co.uk

Krish Rathod

Krish Rathod
Wealth Planner


krishnan@claritaswm.co.uk

Alison Brimage

Alison Brimage
Wealth Planning Manager


alison@claritaswm.co.uk

Anna Walsham

Anna Walsham
Director


anna@claritaswm.co.uk

Debbie Robbins

Debbie Robbins
Wealth Planning Assistant


debbie@claritaswm.co.uk

Alex Dickinson

Alex Dickinson
Wealth Planning Assistant


alex@claritaswm.co.uk

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182a Heaton Moor Road, Heaton Moor, Stockport, Cheshire, SK4 4DU

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